Deferred Annuity

You want to wait until you collect your money? Really? Okay, well, then this is the annuity for you.

You store your money in the piggy bank, deferring (delaying) gratification for a certain period of time, at which point you can break that piggy bank open and retrieve your annuity all at once, or tip it upside down and shake your annuity out in a dribble of coins over a period of time.

This might be a good option for anyone who still has Halloween candy left over well into November. 

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