Any time you are involved in an accident, whether it is your fault or someone else’s, a record of it is kept on file with the BMV. Having several of these on your record can result in increased insurance rates, cause your license to be suspended, and/or make your family ashamed of you (assuming they aren’t already). While you may have enjoyed Go-Karts as a kid, your car is built to withstand slightly less damage in a collision, so try not to hit the other cars, even if it sounds like fun.

Your parents will assume financial responsibility for you until you are 18, but that is still no reason to plow through Mrs. Miller’s tomato garden just for grins and giggles. In addition to the possibility of losing your license, if your parents have to pay out because of your irresponsibility, they’re going to have less cash on hand, and our guess is that your score this coming holiday season will be less than impressive. And you’re getting zip from Mrs. Miller.