Credit Counseling
You see advertisements for these types of services all over the place. Credit counseling companies—they sometimes advertise themselves as nonprofits—provide advice and help to people who are over their heads in debts and loans. In some cases, these companies will call up businesses you owe money to and try to negotiate. In other cases, they'll just give you advice about budgeting and...other stuff.
Be sure to read the fine print if you work with a credit counseling service to find out what fees or costs you may be paying for the service. It will probably be slightly more than the nickel Lucy charges for psychiatric advice.
Related or Semi-related Video
Finance: What is the Equal Credit Opport...6 Views
Finance a la shmoop what is the Equal Credit Opportunity Act? alright people while the
federal government thinks everyone should have the equal opportunity to get [Men in Federal Government appear]
into debt isn't that sweet of them you know that Uncle Sam well he sure does
have a heart of gold this federal law makes it illegal to discriminate against
people who are applying for financing on pretty much anything legal based on
their age gender marital status religious affiliation ethnic or national
background or public assistance benefits your credit score however well that
still matters sorry just keeping it real
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