Discussion Memorandum

What will we cover? What will we talk about? If only more teenagers brought these along on first dates, life would be so much less stressful.

The DM is basically the corporate version of "talking points" for a given meeting when a room is filled with bureaucrats and gadflies who love the sound of their own voices. Kind of like the guy who started Shmoop. Like...what is it with all those his-own-voice videos, anyway?

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Finance: What is a term sheet?10 Views

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Finance a la shmoop what is a term sheet Horny

00:07

bulls inc is a genetic laboratory specializing in making really

00:12

long horned cattle They're raising money from investors to extend

00:17

their business into goats rams sheep and especially unicorn In

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fact they hope teo be one someday inside silicon valley

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Joke like eight people are now laughing really hard All

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right The ceo calvin mick meet awaits the terms he'll

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be offered for raising his be round of capital from

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investors He signals the amount he wants around ten million

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box But what matters to him are the terms under

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which will raise that money like one term revolves around

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how much are what percentage of his count pany that

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ten million buys does ten million by half the company

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like was a ten million dollar four And then they

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put in ten And that buys half or was it

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twenty before In the ten million buys a third Or

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was it forty million before In adding ten minute buys

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a fifth Or was it ninety million before in the

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ten million ad buys a tenth Yeah well obviously he

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wants to keep a cz much of the companies he

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can for himself and for the other investors and for

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the employees who have a you know a stake in

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it Tight We'll stop doing that So one term is

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the valuation Another term on the term sheet is the

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type of stock that the investor wants to buy for

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the ten million bucks she's probably putting in Is it

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common stock Is it preferred stock Is it special convertible

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preferred stock that carries a liquidity preference such that be

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round investors might get like three times their money back

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before everyone else gets a dime Yeah it's a another

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set of terms Got it Alright Next term Is there

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a board seat that comes with this investment Like the

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people who are investing in this be round Do they

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get a guaranteed board seat No matter how many shares

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they own or what percentage of the company they own

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that kind of thing Alright next term how big is

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the option Cool to attract proven talent from the genetic

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modification industry Like you gotta spend a lot of options

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to get someone to leave genentech to come to a

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risky little start up like this right Alright next term

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Does the founder of the company get any special rights

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or is he just a common shareholder like all the

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other employees like does he have a guaranteed title or

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a guaranteed job or some guaranteed hey out or or

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some guaranteed set of steak knives or some like that

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All right well lots more terms might be included in

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this term sheet that he'll evaluate All right we didn't

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stop did we And term sheets don't exist on ly

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For investors buying stakes in companies they exist for basic

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business deals as well so pretty simple But if you

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can go back and watch this video again so that 00:02:46.66 --> [endTime] you're not utterly confused Oh my

Find other enlightening terms in Shmoop Finance Genius Bar(f)