Schumer Box

Chuck! Dude! Chill. That's your wife you're talking about there. The Schumer Box is a table of information that must included with every credit card solicitation and every credit card agreement that shows at minimum: any annual fee, the annual percentage rate (APR), any other APRs for things like balance transfers or cash advances, information on any grace period, how the finance charges are calculated, and any other fees like late payment fees or cash advance fees. Think of it as the nutritional info box for your credit card.