All Risks
Categories: Insurance
Anything. Floods, earthquakes, locusts, the drinking water turning to blood, and even an invasion of frogs.
All risks is insurance that covers all of this and oh so much more. The insurance lives inside of the property & casualty arena, and is also called "perils." Because...like, why not? A home owner might be carrying earthquake insurance. A quake happens and rattles her home, but the ensuring flood from the broken dam is not covered, because it wasn't specifically named in the perils part of the policy. So instead, the all risks part of it basically covers everything else. Sleep well tonight.
