ShmoopTube

Where Monty Python meets your 10th grade teacher.

Search Thousands of Shmoop Videos


Wealth Videos 168 videos

Finance: What Do You Need to Retire?
209 Views

What do you need to retire? Retirement - think: 401k, pension fund, IRA, roth IRA, etc. All of these savings socked away while you worked hard are...

Finance: What are T-Notes, T-Bonds and TIPS?
18 Views

What are T-Notes, T-Bonds, and TIPS? T-Notes are debt securities (like bonds) that are issued by the government and mature within one to 10 years....

Finance: What is AMBAC?
9 Views

What is AMBAC? AMBAC stands for American Municipal Bond Assurance Corporation. It provides insurance for municipalities that sell muni bonds, such...

See All

Finance: What is an ATM? 23 Views


Share It!


Description:

What is an ATM? An ATM is an automated teller machine. These machines are super common these days because they allow people access to their money outside of banking hours as long as they have their debit card. Using their card, they can complete simple banking transactions without actually dealing with a teller or waiting for the bank to open.

Language:
English Language

Transcript

00:00

Finance a la shmoop what is an A-T-M... hmm that's automated teller machine ATM

00:10

there there the big ugly machines that puke $20 bills when puking is good you [ATM spitting out $20 bills]

00:16

see them in front of your bank and it stores the magic Aladdin lamp rub comes

00:20

via your plastic debit card which you insert and wait then

00:26

you type in your PIN or personal identification number and then well if [Person typing in PIN number on ATM]

00:30

you have cash in your account the cash machine will spit out the money YUM

00:35

these computerized robot machines also let you take care of other bank stuff

00:39

without having to schlep into the bank transferring dough between accounts and

00:43

depositing checks and so on...Basically all the stuff you can do with an app on [Girl using an app on her phone]

00:48

your smartphone now and the irony here should not be lost

00:51

ATMs replaced tens of thousands of bank tellers when they came out in the 1980s

00:57

they were the first mass job replacement of human beings with robots and and yes,

01:03

phone apps now are replacing those testy ATM robot machines yeah and for those of

01:09

you with job phobia over robots while the advent of the ATM machine is a good

01:13

allegory to follow your jobs coming next you [Mans eyes turn red]

Related Videos

GED Social Studies 1.1 Civics and Government
39794 Views

GED Social Studies 1.1 Civics and Government

Fake News
11938 Views

How do you tell fake news from real news?

Finance: What is Bankruptcy?
260 Views

What is bankruptcy? Deadbeats who can't pay their bills declare bankruptcy. Either they borrowed too much money, or the business fell apart. They t...

Finance: What is a Dividend?
1777 Views

What's a dividend? At will, the board of directors can pay a dividend on common stock. Usually, that payout is some percentage less than 100 of ear...

Finance: How Are Risks and Rewards Related?
589 Views

How are risk and reward related? Take more risk, expect more reward. A lottery ticket might be worth a billion dollars, but if the odds are one in...