- Having explained how Godfrey was killed and why, Cuff explains why Godfrey would have stolen the Moonstone in the first place.
- Apparently Godfrey had been leading a double life for a while.
- He had a fancy house that no one knew about with a fancy mistress.
- But in public, he was a pillar of the community and a "Christian Hero," as Miss Clack called him.
- But really, he was just a hypocrite.
- And he had huge debts (largely because of the fancy house and mistress), so he wanted to get married to someone rich.
- That's why he wanted to marry Rachel, but then he found out that he couldn't sell her house to raise money to pay his own debts, so when she broke up with him, he accepted it happily.
- And that's why he tried to marry someone else, next, and broke up with the second girl on account of money, too.
- And Godfrey was more than happy to help Mr. Candy by putting the opium into Franklin's brandy on the night of Rachel's birthday party, because he was jealous of Franklin.