- The old woman is Mrs. Breen, and Birdy explains that he and Tom have just come to see the barn.
- Mrs. Breen invites them in for tea and cookies.
- Oh. Guess the gun thing wasn't so scary after all.
- Birdy tells her Tom is Polly Ann's daughter. Mrs. Breen knew Polly Ann when she was a younger girl.
- But enough about the past. Mrs. Breen can read cards to see into a person's future.
- Okay, one more thing about the past: Mrs. Breen read Polly Ann's future and warned that there was in a man in the cards who would do no good. But Polly Ann married Nob Dolan anyway.
- Guess what? He turned out to be no good.
- Mrs. Breen reads cards for Tom, and sees that his life is about to change. She predicts he will quit school, make a little money, and then, later on, will have a lot of money.
- The cards don't tell Tom how he'll get the money, but Tom is definitely struck by the prediction. Sounds like a better life than Polly Ann's with Nob, anyway.